Purchase errors and omissions insurance

Chances are the former library board was covered by a city or county policy, but the new board will need to purchase its own errors and omissions insurance. This insurance covers the board if they are sued by someone over a non-personnel related decision the board made. In essence it is liability insurance for the board. Contact your local insurance agent or MACo to get quotes for errors and omissions insurance. The board can purchase extra insurance to cover personnel liabilities--but that can be much more expensive.

ASPeN: The New Library Directory

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